{"id":2160,"date":"2020-03-11T05:35:07","date_gmt":"2020-03-10T18:35:07","guid":{"rendered":"https:\/\/mnygroup.wpengine.com\/3958c68453\/"},"modified":"2025-02-01T15:24:02","modified_gmt":"2025-02-01T04:24:02","slug":"%e8%b4%9f%e6%89%a3%e7%a8%8e%e5%85%a8%e9%9d%a2%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/mnygroup.com.au\/zh-hans\/%e8%b4%9f%e6%89%a3%e7%a8%8e%e5%85%a8%e9%9d%a2%e8%a7%a3%e6%9e%90\/","title":{"rendered":"\u8d1f\u6263\u7a0e\u5168\u9762\u89e3\u6790"},"content":{"rendered":"\n<hr class=\"wp-block-separator\"\/>\n\n\n<div class=\"bpp-post-content\">\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5544 alignleft\" style=\"font-size: 14.4px;\" src=\"https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608-300x200.jpg\" alt=\"\u6295\u8d44\u623f\u7684\u8d1f\u6263\u7a0e\" width=\"368\" height=\"245\" srcset=\"https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608-300x200.jpg 300w, https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608-1024x684.jpg 1024w, https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608-768x513.jpg 768w, https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608-391x260.jpg 391w, https:\/\/mnygroup.com.au\/wp-content\/uploads\/2020\/03\/WeChat-Image_20210301165608.jpg 1349w\" sizes=\"auto, (max-width: 368px) 100vw, 368px\" \/><\/span><span style=\"color: #000000;\">\u5728\u6fb3\u5927\u5229\u4e9a\uff0c\u201c\u8d1f\u6263\u7a0e\u201d \uff08Negative Gearing\uff09\u662f\u4e00\u4e2a\u5e38\u7528\u7684\u672f\u8bed\uff0c\u800c\u975e\u7a0e\u6cd5\u5b9a\u4e49\u4e0b\u7684\u4e00\u79cd\u7a0e\u8d4b\uff0c\u7528\u6765\u63cf\u8ff0\u4e0e\u8d44\u4ea7\u76f8\u5173\u7684\u8d39\u7528(\u5305\u62ec\u5229\u606f\u8d39\u7528\u548c\u6298\u65e7\u8d39\u7528)\u9ad8\u4e8e\u4ece\u8d44\u4ea7\u4e2d\u83b7\u5f97\u7684\u6536\u5165\u7684\u60c5\u51b5\u3002\u4e8b\u5b9e\u4e0a\uff0c\u8d1f\u6263\u7a0e\u53ef\u4ee5\u9002\u7528\u4e8e\u4efb\u4f55\u7c7b\u578b\u7684\u6295\u8d44\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u623f\u5730\u4ea7\uff0c\u4f8b\u5982\u6295\u8d44\u4eba\u901a\u8fc7\u878d\u8d44\u8fdb\u884c\u80a1\u7968\u6295\u8d44\u7684\u5206\u7ea2\u6536\u5165\u4f4e\u4e8e\u5176\u9700\u8981\u652f\u4ed8\u7684\u8d37\u6b3e\u5229\u606f\uff08Marginal Loan\uff09\u3002\u623f\u5730\u4ea7\u7684\u8d1f\u6263\u7a0e\u901a\u5e38\u53ef\u901a\u8fc7\u4ee5\u4e0b\u516c\u5f0f\u8fdb\u884c\u7406\u89e3\uff1a<\/span><\/p>\n<p style=\"text-align: center;\"><strong><span style=\"color: #000000;\">\u6295\u8d44\u623f\u7684\u51fa\u79df\u6536\u76ca &lt; \u6295\u8d44\u623f\u7684\u76f8\u5173\u5f00\u652f\u603b\u548c<\/span><\/strong><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u5176\u4e2d\u76f8\u5173\u5f00\u652f\u53ef\u5305\u62ec\u8d37\u6b3e\u5229\u606f\uff0c\u5e02\u653f\u8d39\uff08Council Rate\uff09\uff0c\u501f\u8d37\u6210\u672c\uff08\u4f8b\u5982Loan Establishment Fee\uff09\uff0c\u623f\u4ea7\u4e2d\u7684\u8d44\u4ea7\u7684\u6298\u65e7\uff0c\u6bd4\u5982\u5bb6\u5177\uff0c\u7a7a\u8c03\u7b49\u4ee5\u53ca\u623f\u5c4b\u672c\u8eab\u7684\u6298\u65e7\u8d39\u7528\u3002\u7531\u4e8e\u8fd9\u4e9b\u8d39\u7528\u76f8\u52a0\u4e4b\u548c\u5e38\u5e38\u8d85\u8fc7\u623f\u79df\u6536\u76ca\uff0c\u5f62\u6210\u4e8f\u635f\uff0c\u5219\u79f0\u4e4b\u4e3a\u8d1f\u6263\u7a0e\uff0c\u8fd9\u7b14\u4e8f\u635f\u53ef\u62b5\u6263\u6295\u8d44\u8005\u7684\u5176\u4ed6\u6765\u6e90\u7684\u666e\u901a\u6536\u5165\uff08Ordinary Income\uff09\u3002<\/span><br \/><span style=\"color: #000000;\">\u672c\u6587\u901a\u8fc7\u6d45\u6790\u5982\u4f55\u4f7f\u7528\u8d1f\u6263\u7a0e\uff0c\u5982\u4f55\u8fdb\u884c\u7a0e\u52a1\u62b5\u6263\u53ca\u62b5\u6263\u7684\u5408\u89c4\/\u7a0e\u52a1\u6ce8\u610f\u4e8b\u9879\u548c\u6848\u4f8b\u5206\u6790\u5e2e\u52a9\u4e2a\u4eba\u623f\u4ea7\u6295\u8d44\u8005\u5168\u9762\u7406\u89e3\u201c\u8d1f\u6263\u7a0e\u201d\u3002\u5982\u679c\u60a8\u5bf9\u6295\u8d44\u623f\u7684\u5b9a\u4e49\u5c1a\u4e0d\u6e05\u695a\uff0c\u53ef\u67e5\u9605\uff1a<a href=\"https:\/\/mnygroup.com.au\/%e4%bb%80%e4%b9%88%e6%98%af%e6%8a%95%e8%b5%84%e6%88%bf\/\">\u4ec0\u4e48\u662f\u6295\u8d44\u623f\u3002<\/a><\/span><span style=\"color: #000000;\">\u5982\u679c\u60a8\u6295\u8d44\u7684\u662f\u5546\u4e1a\u7269\u4e1a\uff0c\u5219\u62b5\u6263\u65b9\u5f0f\uff0c\u76f8\u5173\u7684GST\u4ee5\u53ca\u8ba1\u7b97\u8d44\u672c\u5229\u5f97\u7a0e\u7684\u65b9\u5f0f\u4f1a\u6839\u636e\u60a8\u4f7f\u7528\u7684\u6295\u8d44\u67b6\u6784\u4e0d\u5c3d\u76f8\u540c\uff0c\u60a8\u53ef\u4ee5\u8054\u7cfb\u6211\u4eec\u8fdb\u884c<a href=\"https:\/\/mnygroup.com.au\/%e8%b4%a2%e5%8a%a1%e7%a8%8e%e5%8a%a1%e6%9c%8d%e5%8a%a1\/%e5%95%86%e4%b8%9a%e4%bc%81%e4%b8%9a%e5%92%a8%e8%af%a2\/\">\u6295\u8d44\u67b6\u6784\u76f8\u5173\u7684\u54a8\u8be2<\/a>\u3002<\/span><\/p>\n<h2 style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>\u6295\u8d44\u623f\u53ef\u62b5\u6263\u7684\u5f00\u652f<\/strong><\/span><\/h2>\n<h3><span style=\"color: #000000;\">\u6298\u65e7\u5f00\u652f<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u6295\u8d44\u623f\u7684\u4e00\u4e9b\u6298\u635f\uff08Wear and tear\uff09\u662f\u4e0d\u53ef\u907f\u514d\uff0c\u8fd9\u4e9b\u6298\u635f\u7684\u540e\u679c\u662f\u5c06\u4f1a\u5f71\u54cd\u7684\u8d44\u4ea7\u7684\u4ef7\u503c\u3002\u5bf9\u4e8e\u623f\u4ea7\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u8fd9\u4e9b\u6298\u65e7\u4e0e\u4f7f\u7528\u8d44\u4ea7\u8d5a\u53d6\u6536\u5165\u76f4\u63a5\u76f8\u5173\u8054\uff0c\u53ef\u6309\u7167\u7a0e\u6cd5\u7684\u89c4\u5b9a\u62b5\u6263\u79df\u91d1\u6536\u5165\u3002<\/span><\/p>\n<ul>\n<li style=\"text-align: left;\"><span style=\"color: #000000;\">\u623f\u4ea7\u7684\u6298\u65e7\uff08Capital Works Depreciation\uff09<\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">\u5982\u679c\u6295\u8d44\u8005\u8d2d\u4e70\u7684\u623f\u4ea7\u5174\u5efa\u4e8e1987\u5e749\u670816\u65e5\u4e4b\u540e\uff0c\u5e76\u4e14\u81ea\u4ea4\u5272\u540e\u5f00\u59cb\u5411\u5916\u51fa\u79df\u6216\u6295\u653e\u62db\u79df\u5e7f\u544a\uff08\u79f0\u4e3aGenuine available for rent\uff09\uff0c\u5219\u53ef\u7533\u8bf7\u6298\u65e7\u62b5\u6263\u3002\u5982\u679c\u6295\u8d44\u8005\u5728\u8d2d\u5165\u623f\u4ea7\u540e\u5bf9\u623f\u4ea7\u8fdb\u884c\u4e86\u7ffb\u65b0\uff0c\u88c5\u4fee\uff0c\u5219\u4e5f\u8fdb\u884c\u6298\u65e7\u62b5\u6263\u3002\u901a\u5e38\u6309\u7167\u5efa\u9020\u8d39\u7528\u6bcf\u5e742.5%\uff0c\u603b\u8ba140\u5e74\u8fdb\u884c\u62b5\u6263\u3002<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">\u4e8c\u624b\u6295\u8d44\u623f\u7684\u6298\u65e7<\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">\u4e8e2017\u5e745\u67089\u65e5\u540e\u7b7e\u8ba2\u7684\u5408\u540c\uff0c\u4e8c\u624b\u6295\u8d44\u623f\u4f9d\u7136\u53ef\u4ee5\u8fdb\u884c\u6298\u65e7\uff0c\u4f46\u9700\u8981\u5228\u9664\u5176\u4e2d\u5bb6\u88c5\u7684\u6298\u65e7\u3002\u4f46\u8fd9\u5e76\u4e0d\u4ee3\u8868\u7740\u6295\u8d44\u8005\u635f\u5931\u4e86\u8be5\u7b14\u6295\u5165\uff0c\u4e0d\u53ef\u62b5\u6263\u7684\u5dee\u989d\u4ecd\u7136\u53ef\u4ee5\u8fdb\u5165\u8d44\u672c\u5229\u5f97\u7a0e\u8fdb\u884c\u8ba1\u7b97\uff0c\u964d\u4f4e\u6295\u8d44\u623f\u7684\u8d2d\u7f6e\u6210\u672c\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u571f\u5730\u662f\u4e00\u79cd\u4e0d\u53ef\u6298\u65e7\u8d44\u4ea7\uff0c\u6240\u4ee5\u623f\u4ea7\u4ef7\u683c\u4e2d\u7684\u6298\u65e7\u4e0d\u80fd\u5305\u542b\u571f\u5730\u7684\u4ef7\u503c\u3002<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">\u5bb6\u88c5\u7684\u6298\u65e7\uff08Plant and Equipment Depreciation\uff09<\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">\u6295\u8d44\u8005\u53ef\u4ee5\u5bf9\u623f\u4ea7\u4e2d\u7684\u4efb\u4f55\u56fa\u5b9a\u88c5\u7f6e\u548c\/\u6216\u914d\u4ef6\u7684\u635f\u8017\u6298\u65e7\u8fdb\u884c\u7a0e\u52a1\u62b5\u6263\u3002\u5305\u62ec\u8bf8\u5982\u5730\u6bef\u3001\u6a71\u67dc\u3001\u7a7a\u8c03\u3001\u70e4\u7bb1\u548c\u6dcb\u6d74\u7b49\u3002<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">\u4e8c\u624b\u5bb6\u88c5\u7684\u6298\u65e7<\/span><\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><span style=\"color: #000000;\">\u4ece2017\u5e747\u67081\u65e5\u8d77\uff0c\u975e\u751f\u610f\u7528\u9014\u7684\u6295\u8d44\u623f\u4ea7\u4e2d\u4e8c\u624b\u53ef\u6298\u65e7\u8d44\u4ea7\u4e0d\u53ef\u4ee5\u62b5\u6263\u3002<\/span><\/p>\n<h3><span style=\"color: #000000;\">\u8d37\u6b3e\u5229\u606f\u7684\u5f00\u652f<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u8d2d\u7f6e\u623f\u4ea7\u7684\u8d37\u6b3e\u5229\u606f\u4f5c\u4e3a\u5f00\u652f\u4e2d\u7684\u4e00\u4e2a\u5360\u6bd4\u8f83\u5927\u7684\u652f\u51fa\uff0c\u6295\u8d44\u8005\u540c<\/span><span style=\"color: #000000;\">\u6837\u53ef\u4ee5\u7533\u62a5\u7a0e\u52a1\u62b5\u6263\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">*\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4e0d\u540c\u94f6\u884c\/\u57fa\u91d1\u7684\u8d37\u6b3e\u53ef\u80fd\u4f1a\u4ea7\u751f\u76f8\u5173\u7684\u501f\u8d37\u8d39\u7528\uff08borrowing expenses\uff09\uff0c\u6bd4\u5982Broker fee, Loan Establishment Fee\u7b49\uff0c\u8be5\u7b14\u8d39\u7528\u5982\u679c\u603b\u989d\u4f4e\u4e8e$100\u53ef\u76f4\u63a5\u5168\u989d\u62b5\u6263\uff0c\u5982\u679c\u8d85\u8fc7$100\u5219\u9700\u8981\u5206\u6700\u9ad85\u4e2a\u8d22\u5e74\u8fdb\u884c\u62b5\u6263\u3002<\/span><\/p>\n<h3><span style=\"color: #000000;\">\u51fa\u79df\u76f8\u5173\u7684\u5f00\u652f\uff08Rental Expenses\uff09<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u901a\u8fc7\u51fa\u79df\u623f\u4ea7\u8d5a\u53d6\u6536\u5165\u662f\u4e00\u79cd\u8d5a\u53d6\u6295\u8d44\u56de\u62a5\u7684\u4e3b\u6d41\u65b9\u5f0f\u3002\u4f5c\u4e3a\u623f\u4e1c\uff0c\u60a8\u53ef\u4ee5\u62b5\u6263\u60a8\u76f4\u63a5\u652f\u4ed8\u4e0e\u4e4b\u76f8\u5173\u7684\u8d39\u7528\u3002\u4e3b\u8981\u6709\u4ee5\u4e0b\u51e0\u7c7b\u5f00\u652f\uff1a<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">\u5e7f\u544a\u8d39\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u51fa\u79df\u4e2d\u4ecb\u8d39\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u5f8b\u5e08\u8d39: \u5982\u679c\u60a8\u9700\u8981\u5f8b\u5e08\u5e2e\u52a9\u8d77\u8349\u79df\u8d41\u5408\u540c\uff0c\u5219\u53ef\u80fd\u6d89\u53ca\u5230\u5f8b\u5e08\u7684\u5f00\u652f\u3002<\/span><\/li>\n<li><span style=\"color: #000000;\">\u5e02\u653f\u8d39\uff08Council Rates\uff09;<\/span><\/li>\n<li><span style=\"color: #000000;\">\u6c34\uff0c\u7535\uff0c\u7164\u6c14\u8d39\uff1a\u5982\u679c\u60a8\u9700\u8981\u8d1f\u62c5\u6295\u8d44\u623f\u7684\u6c34\uff0c\u7535\u4ee5\u53ca\u7164\u6c14\u8d39\uff0c\u800c\u4e0d\u662f\u7531\u79df\u5ba2\u627f\u62c5\uff0c\u5219\u60a8\u53ef\u4ee5\u62b5\u6263\u76f8\u5173\u8d39\u7528\u3002<\/span><\/li>\n<li><span style=\"color: #000000;\">\u623f\u5c4b\u4fdd\u9669\u8d39<\/span><\/li>\n<li><span style=\"color: #000000;\">\u623f\u5c4b\u4fee\u7f2e\u8d39\uff1a\u5982\u679c\u60a8\u9700\u8981\u4fee\u7f2e\u4e00\u4e9b\u8bbe\u65bd\uff0c\u6d89\u53ca\u5230\u76f8\u5173\u5f00\u652f\uff0c\u60a8\u53ef\u4ee5\u8fdb\u884c\u62b5\u6263\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4fee\u7f2e\u53ea\u53ef\u8bb2\u8bbe\u65bd\u4fee\u7406\uff0c\u800c\u975e\u6539\u8fdb\uff0c\u4f8b\u5982\u5c06\u635f\u574f\u7684\u5730\u6bef\u66f4\u6362\u4e3a\u6728\u5730\u677f\uff0c\u5219\u76f8\u5173\u8d39\u7528\u4e0d\u53ef\u5728\u4fee\u7f2e\u8d39\u4e2d\u62b5\u6263\u3002<\/span><\/li>\n<li><span style=\"color: #000000;\">\u9664\u866b\u8d39\uff08Pest Control\uff09\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u571f\u5730\u7a0e\uff08Land Tax\uff09\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u6e05\u6d01\u8d39\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u56ed\u827a\u6210\u672c\uff08Gardening Cost\uff09\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u7269\u4e1a\u8d39\uff08Body Corporate Fees\uff09\uff1b<\/span><\/li>\n<li><span style=\"color: #000000;\">\u4e0e\u7ba1\u7406\u623f\u4ea7\u76f8\u5173\u7684\uff0c\u6587\u5177\uff0c\u7535\u8bdd\u4ee5\u53ca\u7f51\u8d39\u3002<\/span><\/li>\n<\/ul>\n<h3><span style=\"color: #000000;\">\u62b5\u6263\u9879\u7684\u65b0\u53d8\u5316<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u81ea2017\u5e747\u6708\u8d77\uff0c\u548c\u6295\u8d44\u7684\u623f\u4ea7\u76f8\u5173\u7684\u65c5\u884c\u5f00\u9500\u6bd4\u5982\u9a8c\u623f\u3001\u6536\u79df\u3001\u627e\u79df\u5ba2\u7b49\u4e0d\u53ef\u62b5\u6263\u3002<\/span><\/p>\n<h2><span style=\"color: #000000;\"><strong>\u4e3a\u4ec0\u4e48\u8981\u4f7f\u7528\u8d1f\u6263\u7a0e<\/strong><\/span><\/h2>\n<\/div>\n<div class=\"bpp-post-content\">\n<p><span style=\"color: #000000;\">\u4ece\u4e0a\u8ff0\u5217\u8868\u4e2d\u53ef\u4ee5\u770b\u5230\u7684\u662f\uff0c\u90e8\u5206\u5f00\u652f\u6211\u4eec\u53ef\u5f52\u7c7b\u4e3a\u73b0\u91d1\u5f00\u652f\uff0c\u4f8b\u5982\u571f\u5730\u7a0e\uff0c\u4e2d\u4ecb\u8d39\uff0c\u5e02\u653f\u8d39\u7b49\uff0c\u800c\u623f\u4ea7\u4ee5\u53ca\u5bb6\u88c5\u7684\u6298\u65e7\u4e3a\u975e\u73b0\u91d1\u7c7b\u5f00\u652f\uff0c\u5982\u679c\u4e0d\u8fdb\u884c\u62b5\u6263\uff0c\u5219\u53ef\u80fd\u4f1a\u5bfc\u81f4\u7eb3\u7a0e\u4eba\u5728\u7533\u62a5\u7a0e\u52a1\u65f6\u4ea7\u751f\u7a0e\u52a1\u6210\u672c\u3002\u800c\u52a0\u5165\u6298\u65e7\u7c7b\u522b\u7684\u62b5\u6263\uff0c\u5219\u4f1a\u964d\u4f4e\u6295\u8d44\u623f\u7684\u6536\u76ca\uff0c\u4ece\u800c\u964d\u4f4e\u6240\u5f97\u7a0e\u7684\u7a0e\u52a1\u6210\u672c\u3002<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">\u8d1f\u6263\u7a0e\u4e0e\u8d44\u672c\u5229\u5f97\u7a0e\u7684\u5173\u7cfb<\/span><br \/><span style=\"color: #000000;\">\u5982\u679c\u6295\u8d44\u8005\u51b3\u5b9a\u4f7f\u7528\u8d1f\u6263\u7a0e\u8fdb\u884c\u6240\u5f97\u7a0e\u7533\u62a5\uff0c\u5728\u5356\u51fa\u6295\u8d44\u623f\u65f6\u8fd8\u9700\u8003\u8651\u8d44\u672c\u5229\u5f97\u7a0e\u3002\u7531\u4e8e\u8d44\u672c\u5229\u5f97\u7a0e\u7684\u8ba1\u7b97\u65b9\u5f0f\u4e3a\u5356\u51fa\u6536\u5165\uff08Capital Proceeds\uff09\u51cf\u53bb\u6210\u672c\uff08Cost Base\uff09\u5f97\u5230\u8d44\u672c\u5229\u5f97\u6216\u8d44\u672c\u4e8f\u635f\uff0c\u800c\u4f7f\u7528\u8d1f\u6263\u7a0e\u4e2d\u7684\u623f\u4ea7\u53ca\u5bb6\u88c5\u7684\u6298\u65e7\u5c06\u4f1a\u964d\u4f4e\u60a8\u7684\u8d2d\u7f6e\u6210\u672c\uff0c\u5bfc\u81f4\u51c0\u8d44\u672c\u5229\u5f97\u589e\u9ad8\u3002\u540c\u65f6\u9488\u5bf9\u7b26\u5408\u6761\u4ef6\u7684\u6295\u8d44\u8005\u8fd8\u6709\u8d44\u672c\u5229\u5f97\u7a0e\u51cf\u514d\u653f\u7b56\uff0c\u6240\u4ee5\u5728\u8003\u8651\u4f7f\u7528\u8d1f\u6263\u7a0e\u65f6\uff0c\u9700\u8981\u6839\u636e\u6bcf\u4e2a\u4eba\u7684\u5177\u4f53\u60c5\u51b5\u8fdb\u884c\u5168\u76d8\u8003\u8651\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">\u7531\u4e8e\u6fb3\u5927\u5229\u4e9a\u9488\u5bf9\u4e2a\u4eba\u7a0e\u52a1\u5c45\u6c11\u5b9e\u65bd\u7684\u7d2f\u8fdb\u7a0e\u7387\uff0c\u6240\u4ee5\u5353\u8aa0\u7acb\u548c\u7684\u4f1a\u8ba1\u5e08\u8fd8\u4f1a\u8003\u8651\u6bcf\u4e2a\u7eb3\u7a0e\u4eba\u7684\u5b9e\u9645\u60c5\u51b5\uff0c\u5305\u62ec\u6295\u8d44\u8005\u7684\u4e2a\u4eba\u60c5\u51b5\uff0c\u5bb6\u5ead\u60c5\u51b5\uff0c\u4ee5\u53ca\u5982\u679c\u4e0d\u901a\u8fc7\u94f6\u884c\u501f\u8d37\uff0c\u800c\u662f\u901a\u8fc7\u5bb6\u4eba\u501f\u8d37\u7684\u5229\u606f\u62b5\u6263\u7b49\u7b49\uff0c\u540c\u65f6\u5728\u6295\u8d44\u591a\u5957\u623f\u4ea7\u7684\u65f6\uff0c\u5efa\u8bae\u60a8\u54a8\u8be2\u6211\u4eec\uff0c\u53ef\u4ee5\u6839\u636e\u6295\u8d44\u8005\u7684\u6295\u8d44\u8ba1\u5212\u7ed9\u60a8\u4e00\u4e2a\u8f83\u597d\u7684\u7a0e\u52a1\u8ba1\u5212\u3002<\/span><\/p>\n<h2><span style=\"color: #000000;\"><strong>\u6848\u4f8b\u5206\u4eab<\/strong><\/span><\/h2>\n<p><span style=\"color: #000000;\">\u5047\u8bbe\u6295\u8d44\u8005A\u5f53\u5e74\u7684\u7a0e\u524d\u5de5\u8d44\u662f$80,000\uff0c\u6ca1\u6709\u5176\u4ed6\u4e0e\u8d5a\u53d6\u5de5\u8d44\u76f8\u5173\u7684\u5f00\u652f\u62b5\u6263\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u5982\u679cA\u62e5\u6709\u4e00\u5957\u6295\u8d44\u7684\u623f\u4ea7\u4ef7\u503c\u4e3a$600,000\uff0c\u4ece\u94f6\u884c\u8d37\u6b3e$550,000\uff0c\u8d37\u6b3e\u5229\u7387\u4e3a3%\uff0c\u623f\u4ea7\u7684\u571f\u5730\u4ef7\u503c\u4e3a$400,000\uff0c\u623f\u5c4b\u4ef7\u503c\u4e3a$200,000\uff0c\u53ef\u6298\u65e7\u62b5\u6263\u7ea6\u4e3a$9,000\uff08\u542b\u623f\u4ea7\u4ee5\u53ca\u5bb6\u88c5\u6298\u65e7\uff09\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">A\u5c06\u6295\u8d44\u7684\u623f\u4ea7\u8fdb\u884c\u51fa\u79df\uff0c\u623f\u79df\u4e3a$500\/\u6bcf\u5468\uff0c\u6c34\u8d39$800\/\u6bcf\u5e74\uff0c\u7269\u4e1a\u8d39$2,400\/\u6bcf\u5e74\uff0c\u5e02\u653f\u8d39$1,200\/\u6bcf\u5e74\u3002<\/span><\/p>\n<p><span style=\"color: #000000;\">\u5728\u672a\u7533\u62a5\u6298\u65e7\u62b5\u6263\u7684\u60c5\u51b5\u4e0b\uff0c\u8be5\u623f\u4ea7\u4e00\u5e74\u6295\u8d44\u56de\u62a5\u4e3a\uff1a<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">$500*52\u5468 &#8211; 3%*$550,000\uff08\u5229\u606f\uff09- $800- $2,400 &#8211; $1,200 = $5,100<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u8be5\u6536\u76ca\u9700\u8981\u7eb3\u5165\u7a0e\u52a1\u7533\u62a5\uff0c\u8ba1\u7b97\u5982\u4e0b\uff1a<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">($80,000 + $5,100 &#8211; $45,000) *32.5%+$5,092=$18,125<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u5728\u7533\u62a5\u6298\u65e7\u62b5\u6263\u7684\u60c5\u51b5\u4e0b\uff0c\u672c\u5e74\u7684\u6295\u8d44\u8ba1\u7b97\u4e3a\uff1a<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">$500*52\u5468 &#8211; 3%*$550,000\uff08\u5229\u606f\uff09- $800 &#8211; $2,400 &#8211; $1,200 &#8211; $9,000 = &#8211; $3,900<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u6240\u4ee5\u672c\u5e74\u5ea6\u7684\u6295\u8d44\u4e8f\u635f\u4e3a$3,900\uff0c\u53ef\u4ee5\u7528\u6765\u62b5\u51cf\u4e2a\u4eba\u6536\u5165\u3002<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u5f53\u5e74\u5e94\u7f34\u7eb3\u7684\u7a0e\u4e3a;<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">($80,000 \u2013 $3,900 &#8211; $45,000) * 32.5% + $5,092 = $16,280<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">\u6240\u4ee5\uff0c\u901a\u8fc7\u8d1f\u6263\u7a0e\uff0c\u8282\u7701\u4e86$1,845\uff08$18,125 &#8211; $16,280\uff09\u7684\u7a0e\u3002<\/span><\/p>\n<h3><span style=\"color: #000000;\">\u6295\u8d44\u8005\u4e5f\u53ef\u901a\u8fc7\u5bb6\u4eba\u501f\u8d37\u7684\u65b9\u5f0f\u8fdb\u884c\u6295\u8d44<\/span><\/h3>\n<p><span style=\"color: #000000;\">\u5982\u679cA\u662f\u901a\u8fc7Loan Agreement\u7684\u65b9\u5f0f\u5411\u6d77\u5916\u7684\u7236\u6bcd\u501f\u94b1\uff0c\u8d37\u6b3e\u5229\u7387\u4e3a8%\uff0c\u5e76\u540c\u65f6\u4f7f\u7528\u6298\u65e7\u8fdb\u884c\u62b5\u6263\u3002<\/span><span style=\"color: #000000;\">\u672c\u5e74\u5ea6\u7684\u6295\u8d44\u8ba1\u7b97\u4e3a:<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">$500*52\u5468 &#8211; 8% * $550,000\uff08\u5229\u606f\uff09- $800 &#8211; $2,400 &#8211; $1,200 &#8211; $9,000 = &#8211; $31,400<\/span><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">\u6240\u4ee5\u672c\u5e74\u5ea6\u6295\u8d44\u4e8f\u635f\u4e3a$31,400\uff0c\u53ef\u4ee5\u7528\u6765\u62b5\u51cf\u4e2a\u4eba\u6536\u5165\u3002<\/span><span style=\"color: #000000;\">\u5f53\u5e74\u5e94\u7f34\u7eb3\u7684\u7a0e\u4e3a\uff1a<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000;\">($80,000 \u2013 $31,400 &#8211; $45,000) * 32.5% + $ 5,092 = $6,262<\/span><\/p>\n<p><span style=\"color: #000000;\">\u4f46\u540c\u65f6\uff0c\u7236\u6bcd\u56e0\u4e3a\u6536\u5230\u4e86\u5229\u606f\uff0c\u6240\u4ee5\u4ed6\u4eec\u9700\u8981\u7f34\u7eb310%\u7684\u9884\u6263\u7a0e\uff08Withholding Tax\uff09\u4e3a$4,400\u3002<\/span><span style=\"color: #000000;\">\u6240\u4ee5\u603b\u7684\u7a0e\u52a1\u652f\u51fa\u4e3a\uff1a$6,262 + $4,400 = $10,662<\/span><\/p>\n<p><span style=\"color: #000000;\">\u4e0e\u5411\u94f6\u884c\u501f\u6b3e\u76f8\u6bd4\uff0cLoan Agreement\u8282\u7701\u4e86$5,618\uff08$16,280-$10,662\uff09\u7684\u7a0e\u3002<\/span><\/p>\n<p><span style=\"color: #000000; font-size: 80%;\">*\u672c\u6848\u4f8b\u4f7f\u75282021\u5e74\u7a0e\u7387\u8fdb\u884c\u8ba1\u7b97\u3002\u5229\u606f\u7684\u652f\u4ed8\u60c5\u51b5\u66f4\u5177\u652f\u4ed8\u7684\u65b9\u5f0f\uff08\u53ea\u652f\u4ed8\u5229\u606f&amp;\u672c\u91d1+\u5229\u606f\uff09\u7684\u4e0d\u540c\u53ef\u80fd\u4f1a\u6709\u6240\u51fa\u5165\u3002<\/span><\/p>\n<p>\u66f4\u591a\u8be6\u60c5\u53ef\u67e5\u9605\uff1a<a href=\"https:\/\/www.ato.gov.au\/uploadedFiles\/Content\/IND\/downloads\/Rental-properties-2020.pdf\" target=\"_blank\" rel=\"noopener\">ATO RENTAL PROPERTY GUIDE 2020<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u672c\u6587\u901a\u8fc7\u6d45\u6790\u6295\u8d44\u623f\u7684\u8d1f\u6263\u7a0e\uff0c\u5982\u4f55\u8fdb\u884c\u7a0e\u52a1\u62b5\u6263\u53ca\u62b5\u6263\u7684\u5408\u89c4\/\u7a0e\u52a1\u7b49\u6ce8\u610f\u4e8b\u9879\u548c\u6848\u4f8b\u5206\u6790\u5e2e\u52a9\u4e2a\u4eba\u623f\u4ea7\u6295\u8d44\u8005\u5168\u9762\u7406\u89e3\u201c\u8d1f\u6263\u7a0e\u201d\u3002<\/p>\n","protected":false},"author":4,"featured_media":5544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1700],"tags":[1462],"class_list":["post-2160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1700","tag-1462","masonry-post","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-20"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/posts\/2160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/comments?post=2160"}],"version-history":[{"count":0,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/posts\/2160\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/media\/5544"}],"wp:attachment":[{"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/media?parent=2160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/categories?post=2160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mnygroup.com.au\/zh-hans\/wp-json\/wp\/v2\/tags?post=2160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}