{"id":686,"date":"2018-06-16T04:24:03","date_gmt":"2018-06-15T18:24:03","guid":{"rendered":"https:\/\/mnygroup.wpengine.com\/?p=686"},"modified":"2025-02-17T22:10:19","modified_gmt":"2025-02-17T11:10:19","slug":"%e5%a4%a7%e6%88%bf%e6%8d%a2%e5%b0%8f%e6%88%bf%e4%bb%a5%e6%94%92%e9%92%b1%e5%85%bb%e8%80%81-downsizer-contribution","status":"publish","type":"post","link":"https:\/\/mnygroup.com.au\/zh-hans\/%e5%a4%a7%e6%88%bf%e6%8d%a2%e5%b0%8f%e6%88%bf%e4%bb%a5%e6%94%92%e9%92%b1%e5%85%bb%e8%80%81-downsizer-contribution\/","title":{"rendered":"\u201c\u5927\u623f\u6362\u5c0f\u623f\u201d\u4ee5\u6512\u94b1\u517b\u8001 &#8211; downsizer contribution"},"content":{"rendered":"<p>\u5ef6\u7eed\u4e0a\u4e00\u671f\u8bdd\u9898\uff0c\u9996\u6b21\u7f6e\u4e1a\u517b\u8001\u91d1\u5b58\u6b3e\u4f53\u7cfb\uff08FHSS Scheme &#8211; First Home Super Saver Scheme\uff09\u7684\u5229\u4e0e\u5f0a\u3002<\/p>\n<p>\u4ece2018\u5e747\u67081\u53f7\u8d77\uff0c\u5982\u60a8\u8fbe\u5230\u6216\u8d85\u8fc765\u5c81\uff0c\u5e76\u5356\u6389\u6301\u6709\u8d85\u8fc710\u5e74\u4ee5\u4e0a\u7684\u81ea\u4f4f\u623f\uff0c\u60a8\u5c06\u53ef\u80fd\u53ef\u4ee5\u628a\u90e8\u5206\u6536\u76ca\uff08downsizer contribution\uff09\u4f9b\u5165\u5230\u517b\u8001\u91d1\u8d26\u6237\u4e2d, 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\u517b\u8001\u91d1\u4f9b\u6b3e\u65f6\u8fbe\u5230\u6216\u8d85\u8fc765\u5c81\uff08\u6ca1\u6709\u6700\u5927\u5e74\u9f84\u9650\u5236\uff09<\/li>\n<li>\u60a8\u7684\u4f9b\u6b3e\u6765\u81ea2018\u5e747\u67081\u65e5\u6216\u4e4b\u540e\u51fa\u552e\u7684\u623f\u5c4b\u200b\u200b\u6240\u5f97\uff08\u4ee5\u5408\u540c\u65e5\u4e3a\u51c6\uff09\uff0c\u5e76\u4e14\u4e0d\u5f97\u591a\u4e8e\u552e\u623f\u6240\u83b7\u8d44\u91d1<\/li>\n<li>\u60a8\u7684\u81ea\u4f4f\u623f\u5728\u60a8\u51fa\u552e\u4e4b\u524d\u7531\u60a8\u6216\u60a8\u7684\u914d\u5076\u6301\u6709\u6548\u623f\u4ea7\u674310\u5e74\u4ee5\u4e0a\uff08\u6240\u6709\u6743\u671f\u4e00\u822c\u4ece\u8d2d\u4e70\u7ed3\u7b97\u65e5\u5230\u9500\u552e\u7ed3\u7b97\u65e5\uff09<\/li>\n<li>\u60a8\u7684\u623f\u4ea7\u4f4d\u4e8e\u6fb3\u5927\u5229\u4e9a\uff0c\u4e0d\u542b\u53ef\u5c45\u4f4f\u7684\u65c5\u884c\u62d6\u8f66\uff0c\u6e38\u8247\u6216\u79fb\u52a8\u623f\u5c4b<\/li>\n<li>\u51fa\u552e\u623f\u4ea7\u80fd\u6ee1\u8db3\u589e\u503c\u7a0e\u6761\u4f8b\uff08CGT rules\uff09\u4e2d\u7684\u81ea\u4f4f\u623f\u90e8\u5206\u8c41\u514d\u6761\u4ef6<\/li>\n<li>\u60a8\u5728\u505adownsizer \u517b\u8001\u91d1\u4f9b\u6b3e\u65f6\u6216\u4e4b\u524d\u5df2\u7ecf\u63d0\u4ea4\u7533\u8bf7\u8868\uff08downsizer contribution form\uff09\u5230\u60a8\u7684\u517b\u8001\u91d1<\/li>\n<li>\u60a8\u8981\u5728\u6536\u5230\u9500\u552e\u6536\u76ca\uff08\u901a\u5e38\u662f\u7ed3\u7b97\u65e5\u671f\uff09\u768490\u5929\u5185\u505a downsizer\u517b\u8001\u91d1\u4f9b\u6b3e<\/li>\n<li>\u6b64\u524d\u4ece\u6ca1\u6709\u5176\u5b83downsizer\u7684\u517b\u8001\u91d1\u4f9b\u6b3e<\/li>\n<li>\u5982\u679c\u60a8\u62e5\u6709\u7684\u662f\u81ea\u7ba1\u517b\u8001\u91d1 \uff08SMSF\uff09\uff0c\u60a8\u9700\u8981\u5411ATO \u4e0a\u62a5\u8fd9\u9879\u4f9b\u6b3e\uff0c\u5e76\u786e\u4fdd\u60a8\u7684\u4fe1\u6258\u5951\u7ea6\u5141\u8bb8\u63a5\u53d7\u6210\u5458\u572865\u5c81\u540e\u7684downsizer\u4f9b\u6b3e\u3002<\/li>\n<\/ul>\n<p><strong>\u6848\u4f8b\u5206\u6790<\/strong><\/p>\n<p>A \u592b\u59bb\u51fa\u552e\u4e86\u5176\u81ea\u4f4f\u623f\u83b7\u5f97\u8d44\u91d1$800,000\uff0c \u90a3\u4e48\u592b\u59bb\u4e24\u4eba\u5404\u53ef\u4ee5\u4f9b\u6b3e$300,000\u5230\u81ea\u5df1\u7684\u517b\u8001\u91d1\uff1b<\/p>\n<p>B \u592b\u59bb\u51fa\u552e\u4e86\u5176\u81ea\u4f4f\u623f\u83b7\u5f97\u8d44\u91d1$400,000\uff0c \u90a3\u4e48\u592b\u59bb\u4e24\u4eba\u603b\u5171\u53ea\u80fd\u4f9b\u6b3e$400,000\u5230\u517b\u8001\u91d1\uff0c\u5982\uff1a\u4e00\u4eba$300,000,\u53e6\u4e00\u4eba$100,000, \u6216\u8005\u5e73\u5206\uff08\u6bcf\u4eba$200,000\uff09<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u5982\u679c\u8fd9\u5957\u623f\u4ea7\u662f\u7eaf\u81ea\u4e3b\uff0c\u4ece\u6765\u6ca1\u6709\u51fa\u79df\u8fc7\uff0c\u589e\u503c\u90e8\u5206\u662f\u65e0\u987b\u7f34\u7a0e\u7684\u3002\u5982\u679c\u6709\u51fa\u79df\u7684\u8bdd\uff0c\u6309\u7167\u65f6\u95f4\u8ba1\u7b97\u589e\u503c\u7a0e\uff0c\u5177\u4f53\u8fd8\u8981\u7ec6\u5206\u3002\u8bf7\u54a8\u8be2\u4e13\u4e1a\u7684\u4f1a\u8ba1\u5e08\u4e3a\u60a8\u8ba2\u5236\u6700\u597d\u7684\u65b9\u6848\u3002<\/strong><\/p>\n<p>&nbsp;<\/p>\n<h6>(\u672c\u7f51\u7ad9\u6240\u542b\u4e4b\u8bc4\u6ce8\u4e0e\u4fe1\u606f\u7686\u5c5e\u4e00\u822c\u6027\u8d28, 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